Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2. What are your monthly long-term obligations?

 

2a. Monthly auto loan payments:

$

2b. Monthly credit card payments:

$

2c. Other monthly obligations: (such as student loans, alimony, child support, and other personal loans):

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Brereton & Richards; SagePoint Financial, Retirement Income Analysis, Planning for Retirement
Brereton & Richards
SagePoint Financial
14646 N Kierland Blvd. Suite 230		 • Scottsdale, AZ • 85254
Phone: 602-567-8239
602-567-8240		 • Fax: 602-567-8216
• Cbrereton@sagepnt.com Grichards@sagepnt.com

Christopher Brereton and Grahame Richards offer securities and investment advisory services offered through SagePoint Financial, Inc., member FINRA/SIPC and a registered investment advisor.  Brereton and Richards (B&R) is not affiliated with SagePoint Financial or registered as a broker-dealer or investment advisor.