Savings Accumulation  
If you currently have a savings plan in place, it’s important to know how much money you are on track to accumulate. As the saying goes, if you don’t know where you’re going, any road will take you there. Regardless of whether you’re saving for a long-term goal such as retirement or for a short-term goal such as a family vacation, it’s important to have a dollar figure in mind. This calculator is designed to help you estimate the future value of your current savings.
     

Total value of current savings: (Consider your bank accounts, savings accounts, investments, and other liquid funds. In general, do not include pension plans and home equity.)

$

Anticipated additional savings each year: (Push yourself to be a disciplined saver, but be realistic. If you set your expectations too high and fail, you’ll only be hurting yourself.)

$

How many years do you have to save? (Write down an appropriate time frame for you to pursue your savings goal.)

What after-tax return do you expect on your investments (0 to 10 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

%
 
   
   
Brereton & Richards; SagePoint Financial, Retirement Income Analysis, Planning for Retirement
Brereton & Richards
SagePoint Financial
14646 N Kierland Blvd. Suite 230		 • Scottsdale, AZ • 85254
Phone: 602-567-8239
602-567-8240		 • Fax: 602-567-8216
• Cbrereton@sagepnt.com Grichards@sagepnt.com

Christopher Brereton and Grahame Richards offer securities and investment advisory services offered through SagePoint Financial, Inc., member FINRA/SIPC and a registered investment advisor.  Brereton and Richards (B&R) is not affiliated with SagePoint Financial or registered as a broker-dealer or investment advisor.